The $4,600 CPP/OAS Checks 2026 has been circulating widely among Canadian seniors. As inflation affects the cost of food, rent, healthcare and utilities, many retirees are hoping for higher payments in 2026. Social media posts and online posts suggest that seniors may get a combined $4,600 payment from Canada Pension Plan and OAS Pension. But it’s really important to look at facts. As of now, there is no confirmed $4,600 payment for CPP and OAS in 2026. What is confirmed are the regular increases based on inflation adjustments and these increases slightly raises monthly payments.
$4,600 CPP/OAS Checks 2026
The $4,600 CPP/OAS Checks 2026 is misleading. Both OAS and CPP provide monthly payments. These payments are adjusted periodically to keep up with inflation. For CPP, a 2% increase has been confirmed for 2026. In 2025, the maximum monthly CPP retirement payment was $1,433 and this 2% increase in 2026 would only add a small amount per month. For OAS, the increase system is different. OAS payments are adjusted each quarter. A 0.3% quarterly increase has been confirmed. In the last quarter of 2025, seniors aged 65 to 74 can get up to $740.09 per month and seniors aged 75 or older can get up to $814.10 per month. These increases of 0.3% for OAS and 2% for CPP help seniors to manage rising costs but this increase does not result in a $4,600 combined payment.
Canada OAS + CPP Payment 2026 – Overview
| Post Title | $4,600 CPP/OAS Checks 2026 |
| Year | 2026 |
| Country Name | Canada |
| Benefit Name | Canada Pension Plan / Old Age Security |
| Issuing Authority | Service Canada |
| Who Qualifies? | Canadians who are aged 65 or older and Retirees who contribute to CPP in their working years |
| Purpose | To provide financial support to aged residents |
| Payment Frequency | Monthly |
| CPP Amount | $1,433 Per Month in 2025 raises to $1,461.66 per month in 2026 |
| OAS Amount | $740.09 for 65 to 74 years old residents in 2025 raises to $742.31 for 65 to 74 years old residents in 2026 / $814.10 for 75 or older in 2025 raises to $816.54 for 75 or older |
| Increase | 0.3% Increase to OAS and 2.0% Increase to CPP |
| Post Category | Finance |
| Official Web Portal | www.canada.ca |
- $1,433 CPP Payment Checks January 2026
- $533 GST/HST Credit Refund January 2026
- Canada Spouse Visa New Rules January 2026
Also Read
Canada Federal Benefit Payments January 2026 – Check Amounts & Eligibility
CPP & OAS Pension Eligibility 2026
The $4,600 payment is not an official combined OAS pension and CPP Retirement Pension. The following people can claim an increase in 2026 but it is not a $4600 payment increase.
Canada Pension Plan Eligibility
Individuals may qualify for CPP if:
- They are 60 years or older.
- They must make at least one valid CPP contribution during their work days.
The payment amount depends on how much and how long people contributed. The maximum someone can claim in 2026 is $1,461.66 per month.
Old Age Security Eligibility
Individuals may qualify for OAS if:
- They are 65 years or older.
- They have lived in Canada for a minimum of 10 years after age 18 and it’s for partial OAS payment.
- The full OAS generally requires a 40 years of Canadian residence
Fact Check: Is the $4,600 CPP/OAS Payment 2026 Real?
No , there is no official $4,600 CPP/OAS payment confirmed for 2026. The verified facts represent that CPP 2% increase is confirmed and OAS 0.3% quarterly increase is confirmed. CPP amount $1,433 per month in 2025 raises to $1,461.66 per month in 2026. OAS amount $740.09 for 65 to 74 years old residents in 2025 raises to $740.31 for 65 to 74 years old residents in 2026 and $814.10 for 75 years or older in age in 2025 raises to $816.54 for 75 years or older in 2026. If we combine this payment including new raises then it will not reach $4,600.
FAQs Related To $4,600 CPP/OAS Checks 2026
Is Canada giving seniors a $4,600 OAS + CPP Payment in 2026?
No, Canada is not offering a combined payment of $4,600 OAS/CPP in 2026.
How much will CPP Increase for 2026?
The CPP Increase for 2026 will be 2.0% and it raises the current benefit of $1,433 to $1,461.66 per month.
How often does OAS Increase and what’s the upcoming raise?
The OAS is adjusted every quarter and the upcoming raise for the first quarter of 2026 is 0.3%.
How much pensioners can get under Old Age Security in 2026?
The $740.09 payment for 65 to 74 years old residents in 2025 raises to $742.31 per month and the $814.10 payment for 75 or older in 2025 raises to $816.54 per month in 2026.
